What I Am Reading

April 12 (Wednesday) Latest Morning Briefing Executive Summary: Bulls vs Bears We’re still stock market bulls, believing that the bear market ended in October. But now that the Fed’s tightening has touched off a financial crisis, we’d defect to the bear camp IF the Fed were to keep on tightening. … While industry analysts have been lowering their earnings sights this year, that’s almost moot to stock investors, who are more focused now on next year’s better growth prospects. … Also: The current concerns of small business owners are anything but small, including inflation, labor shortages, and a possible credit crunch. … And: The MegaCap-8’s upcoming Q1 earnings reports could set the tone for the S&P 500’s performance. (subscribers’ link) YRI Daily Markets Overview Replay of Dr. Ed’s webinar on April 10. Markets The 60-40 Investment Strategy Is Back After Tanking Last Year | W Central banks Fed Official: ‘We Need to Be Cautious’ on Raising Rates After Bank Failures | W US Here’s the inflation breakdown for March 2023 — in one chart | C Inflation Eases to 5% In March, Lowest in Nearly Two Years | W Homebuyer mortgage demand jumps as interest rates hit two-month low | C Crosscurrents Hide a Rapidly Cooling Labor Market | W Bank Volatility to Cut U.S. Economic Growth, IMF Says | W Warren Buffett: U.S. bank deposits are safe | C People Are Sick and Tired of All Their Subscriptions | W China China Seeks to Write Its Own History of Battle With Covid-19 | W Geopolitics & trade Gallagher optimistic about stopping U.S. investments in Chinese AI | C   Industries & companies Airlines: Delta bets on premium travel as ‘shock absorber’ for economic downturn | R Autos: EPA Seeks to Boost EVs With Toughest-Ever Rules on Tailpipe Emissions | W Energy: Exxon Deal Hunt Signals Possible Shale M&A Wave | W Media: Musk says Twitter is roughly breaking even, has 1,500 employees | R Technology AI Can Write a Song, but It Can’t Beat the Market | W Relativity ‘all in’ on Terran R rocket, shifting 3D-printing approach | C AI-Created Images Are So Good Even AI Has Trouble Spotting Some | W NYPD Plans to Deploy Robotic Dogs | W   Beyond markets Next Wave of Remote Work Is About Outsourcing Jobs Overseas | W Your Gen Z Co-Worker Is Hustling More Than You Think | W China records world’s first human death from H3N8 bird flu, WHO says | R

April 11 (Tuesday) Latest Morning Briefing Executive Summary: The Big Lebowski The Fed’s rate hiking may have busted something in the credit system. Specifically, the disintermediation that tightening has caused may require small banks to cut costs so deeply that merging is their only recourse. … Given this, how can the Fed fail to conclude that the federal funds rate is restrictive enough now? Pausing the tightening for a while should land the economy softly, with moderating inflation. But continued tightening would cause a hard landing and possibly even deflation. … And: You wouldn’t know there’s any landing debate going on looking just at the labor market; payroll employment is at a record high. (subscribers’ link) YRI Daily Markets Overview Replay of Dr. Ed’s webinar on April 10. Markets U.S. money market funds see fourth weekly inflow in a row | R Stock Pickers Failed to Take Part in First-Quarter Rally | W Column: China and India keep Asia’s crude oil imports robust in March | R Credit Bond Market Flashes US Recession Warning While Other Investors Call False Alarm | B The credit crunch the Fed fears may already be taking shape | R Outlook for credit access hits record low, inflation expectations jump | C Central banks Fed Swaps See About 80% Chance of a Quarter-Point May Rate Hike | B New Bank of Japan Chief Says He Will Maintain Easy Money | W Global IMF Disagrees With Larry Summers Over Where Interest Rates Will Settle | B US Ultra-rich have influence over our government . . . no, not that one | P Why Older People Can’t Get New Mortgages | N Geopolitics & trade South Korea to Probe Circumstances Around Reported Leak of Classified U.S. Documents | W Industries & companies Autos: When Will Cars Be Fully Self-Driving? | W Banks: Bank Crisis Shows Signs of Easing as FHLB Debt Issuance Shrinks in Late March | B Banks: Auditors Didn’t Flag Risks Building Up in Banks | W Construction: Construction Industry Has Work, Needs More Workers | W Pharma: Moderna hopes to offer new vaccines for cancer, heart disease by 2030 | C Pharma: The $76 Billion Diet Industry Asks: What to Do About Ozempic? | W Real Estate: Transcript: What Commercial Real Estate Stress Means for Banks and Bond Funds | B Tech: Is Big Tech’s R&D Spending Actually Hurting Innovation in the U.S.? | W ESG & climate This terrifying reason Silicon Valley Bank collapsed is a threat to thousands of other businesses | FO Technology AI-Proofing Your Career Starts in College | B AI and Facial Recognition May Be Able to Spot Stroke and Other Diseases | W Should Robots With Artificial Intelligence Have Moral or Legal Rights? | W Beyond markets At FTX, Multimillion-Dollar Expenses Were Approved by Emoji | W FBI says you shouldn’t use public phone charging stations | C

April 10 (Monday) Latest Morning Briefing Executive Summary: It Still Looks & Walks Like A Duck The tug-of-war between the hard-landers and the soft-landers continues. The twists and turns of recent economic-outlook-impacting events have been taking investors for a ride, but our stance remains steadfastly fixed on one outcome: a soft landing of the broad economy with mini recessions continuing to roll through various sectors. … Friday’s labor market report supports our soft-landing thesis. … While hard-landers think the banking crisis will trigger a credit crunch, causing a recession, we doubt it—believing that scenario will be avoided by the actions taken by the Fed and FDIC. … And: Dr. Ed reviews “Tetris” (+ + +). (subscribers’ link) YRI Daily Markets Overview Replay of Dr. Ed’s webinar on April 3. Markets Investors View Corporate Earnings Season as Next Test for Stocks | W How to Pick the Right Growth Stock Funds Now | BR Muni Money-Market Fund Yields Hit 4% | BR Saudi Arabia-Led Oil Cuts Run Into Gusher of Alternative Supplies | W Column: China and India keep Asia’s crude oil imports robust in March | R Central banks Column: Another Fed milestone? Policy peak with negative real rates | R US March Jobs Report Shows Hiring Gradually Cooling | W What the jobs report means for the economy, recession, and you | Vox Food Prices Are New Inflation Threat for Governments and Central Banks | W For Some Trump Voters, Legal Drama Is Latest Reason to Move On | W America Is Back in the Factory Business | W More Workers Take Parental Leave as States, Employers Expand Eligibility | W Car Breakdowns Are Making More People Fall Behind on Their Loans | W China How to Invest in China Now | BR Geopolitics & trade China simulates striking Taiwan on second day of drills | R Industries & companies Autos: Ford and GM Stock Are ‘Exceptionally Undervalued,’ Says Value-Investing Star | BR Autos: Tesla to build Shanghai factory to make Megapack batteries | R Banks: Declines in Loan Values Are Widespread Among Banks | W FinTech: Buy Jack Henry Stock. The Fintech Is a Safer Way to Invest in Banks. | BR Real Estate: The coming commercial real estate crash that may never happen | C Tech: As Tech Jobs Disappear, Silicon Valley Veterans Reset Their Careers | W Tech: These Tech Workers Say They Were Hired to Do Nothing | W Tech: Microsoft’s complex bet on OpenAI brings potential and uncertainty | C Corporate finance Private Equity’s Food Binge Goes Sour | W   Climate EPA reportedly planning to announce significant limits on tailpipe emissions | C Beyond markets Why Gen Z Is Saving More for Retirement Than Previous Generations | BR

April 06 (Thursday) Latest Morning Briefing Executive Summary: Oil Markets & AI In HR Oil futures leapt this week after OPEC+ announced it would cut oil production. Jackie examines possible reasons for the organization’s decision and likely ramifications for Saudi Arabia, the US, and US oil producers. … Also: Judging by the 8% surge in the S&P 500 Oil & Gas Exploration & Production price index over the past week, investors expect the production cuts will mean much better 2023 earnings prospects than the declines that analysts had been expecting. … And: What can’t bots do? Our Disruptive Technologies segment focuses on the use of AI to interview job candidates. (subscribers’ link) YRI Daily Markets Overview Replay of Dr. Ed’s webinar on April 3. Markets Stocks Haven’t Looked This Unattractive Since 2007 | W Investors Retreat From Commercial Real Estate Bonds | W Short sellers made $7 billion in profit from banking turmoil: Ortex | C Weaker U.S. dollar making travel to Europe more costly | C India, Japan, South Korea will be ‘most hit’ if oil prices reach $100 | C Central banks Latest Federal Reserve Decision to Raise Interest Rates Came Down to the Wire; ‘That Was a Rough Weekend’ | W Kuroda’s BOJ Legacy: Ueda Inherits Task of Exiting Japan Easing, Stimulus | B Deposit Outflows Shine Light on Fed Program That Pays Money-Market Funds | W Banks U.S. banks are dangling promotions to lock in customer deposits, analysts say | R Opinion | Guaranteeing All Deposits Will Only Benefit Banks in the End | N Global IMF Warns Five-Year Global Growth Outlook Is Weakest Since 1990 | B US Bank Failures. High Inflation. Rising Rates. Is the Resilient Jobs Market About to Crack? | W Goldman Strategists Say US Profits Set for Pandemic-Sized Drop | B Layoffs are up nearly fivefold so far this year with tech companies leading the way | C Trump investigations: Indictment, Stormy Daniels, Mar-a-Lago, election | C Emerging India’s Gautam Adani Wants to Redevelop Giant Slum From ‘Slumdog Millionaire’ | W Industries & companies Airlines: Airlines answer congested airports and rising costs with bigger planes | C Autos: Special Report: Tesla workers shared sensitive images recorded by customer cars | R Tech: Meta layoffs gut customer service, leaving influencers without reps | C Geopolitics & trade Taiwan Warns of Subtle China Responses as U.S. Lawmakers Embrace Taipei | W China Considers Prohibiting Exports Of Rare Earth Magnet Technology To The U.S. | OilPrice.com France’s Macron, EU chief call on China to mediate in Ukraine war | C India’s Defense Plans Fall Victim to Russia’s War | foreignpolicy.com Saudi, Iranian Foreign Ministers Agree to Resume Flights After Beijing Meeting | W   Technology AI Chatbots Are a Threat to News Media Outlets Like NYT, News Corp, SPR | B For American workers, generative AI threatens an already unstable future | The Hill The Robots Have Finally Come for My Job | W Google CEO Sundar Pichai Says Search to Include Chat AI | W   Corporate finance Apple’s (AAPL) $165 Billion Cash Hoard Creates M&A Mirages | B   Beyond markets Gen Z Staff Seek Work-Life Balance as Bosses Look Beyond Four-Day Week | B Do Older Workers Work Harder? Some Bosses Think So | W Climate Plastic pollution credits could be the new carbon offsets | C

April 05 (Wednesday) Latest Morning Briefing Executive Summary: All About Earnings Today, we analyze the analysts, specifically industry analysts’ recent earnings and revenue estimate revision behavior. Their collective earnings estimate shaving doesn’t suggest recession jitters, in our view, even though flattish y/y revenues expectations may indicate concern about unit sales. Forward earnings remains consistent with a soft landing. … And: Analysts typically do lower their quarterly estimates as a quarter progresses, often setting the stage for a positive earnings surprise. Joe highlights the takeaways from data on earnings estimate revisions that occur in the runup to reporting seasons, including what the data say about Q1-2023. (subscribers’ link) YRI Daily Markets Overview Replay of Dr. Ed’s webinar on April 3. Markets Stocks Slump on Signs of Economic Slowdown | W Pimco Says It Favors ‘Strong Bonds’ Amid Rising Recession Risks | B Commodities Saudi Arabia’s Oil Production Cuts Reflect Cost of Reshaping Economy | W Are surprise oil production cuts a Saudi message to Washington? | The Hill OPEC move again shows why Biden’s war on US energy means disaster | P Can the Oil-and-Gas Industry Crack Geothermal Energy? | W Central banks Traders Rush to Cover Options Exposure Amid Peak Fed Uncertainty | B US JOLTS February 2023: Job openings tumbled below 10 million | C Trump charged in hush money indictment with conspiracy, false records | C China China’s New Tech Weapon: Dragging Its Feet on Global Merger Approvals | W Industries & companies Autos: GM overtakes Ford in U.S. EV sales, still trails Tesla | C Autos: GM says 5,000 workers take buyouts, expects $1 billion charge in Q1 | C Banks: Toronto-Dominion (TD) Becomes Biggest Bank Short With $3.7 Billion on the Line | B Consumer: J&J will pay $8.9 billion in cosmetic talc products cancer settlement | C Tech: Amazon lays off some employees in its video games unit: Read the memo | C

April 04 (Tuesday) Latest Morning Briefing Executive Summary: Crosscurrents All 11 sectors of the S&P 500 are up since October 12, which we believe was the bear market’s bottom and the start of a new bull market in stocks. Leading the charge has been the MegaCap-8 stocks, which collectively now make up nearly a quarter of the S&P 500’s capitalization and nearly half of the S&P 500 Growth index’s. … With all the focus on a prospective credit crunch, gone relatively unnoticed are two market-buoying positives: Corporate cash flow hit a record high at year-end 2022, and the global economy has been proving rather resilient. (subscribers’ link) YRI Daily Markets Overview Replay of Dr. Ed’s webinar on April 3. Markets JPMorgan’s Kolanovic Warns Stocks in ‘Calm Before the Storm’ | B 5 Technical Reasons We’re Sprinting Into a New Bull Market | InvestorPlace Banks Jamie Dimon on Banking Turmoil: ‘This Wasn’t the Finest Hour for Many Players’ | W JPMorgan’s Jamie Dimon says banking crisis is not over yet | C Listen to bankers to fix bank crisis — not Biden or Yellen | P Credit Suisse AGM: Shareholders demand answers over UBS rescue deal | C Signature Bank Insiders Sold $100 Million in Stock During Crypto Surge | W US Apartment-Building Sales Drop 74%, the Most in 14 Years | W The reasoning behind the McDonald’s layoffs – Vox The New Rules of Layoffs | W Trump to turn himself in, faces day in court | R Biden releases plan to revitalize coal communities with clean energy | C China China’s Housing Market Has Plenty of Space but Not Enough Buyers | W After Credit Suisse, Chinese Banks Aren’t a Great Safe Harbor | W Geopolitics & trade China warns US House Speaker not to meet Taiwan president | R Finland officially becomes a member of the military alliance NATO | C   Industries & companies Pharma: Mounjaro Could Eclipse Ozempic as the Most Powerful Weight-Loss Drug | W Pharma: Longevity Seekers Rethink Their Use of Metformin to Fight Aging | W Retail: Walmart flexes as retail gets choppy | C Tech: Meta Stock Surges 140% Since November on Job Cuts, Efficiency | B   Technology Paparazzi Photos Were the Scourge of Celebrities. Now, It’s AI. | W Beyond markets Lawyers for Evan Gershkovich Seek to Visit Journalist Jailed in Moscow | W

April 03 (Monday) Latest Morning Briefing Executive Summary: Banking Crises, Then & Now The S&L crisis of 1990 caused a mild, short-lived recession impacting earnings but not triggering a bear market in stocks. Conversely, we had a bear market last year but no recession (yet?). Similarly, though, the commercial real estate market was hit hard during 1990’s banking crisis and stands now in the eye of the SVB storm, since small banks—the most vulnerable—make most CRE loans. … Also: Do you wonder why consumer spending has been so resilient lately? That huge demographic cohort that disrupts the status quo at every life stage is at it again. … And: For stock traders, Joe Feshbach’s take on the market. … Finally: Dr. Ed reviews “Godfather of Harlem” (+ + +). (subscribers’ link) YRI Daily Markets Overview Replay of Dr. Ed’s webinar on March 27. Markets S&P 500’s Resilience in the Banking Crisis Is Largely Thanks to Tech | W The Stock Market Rallied Into a Banking Slowdown. Be Worried. | BR March’s Stock Market Came in Like a Lion, Goes Out Like a Bull | BR Global & credit World Bank Warns of Lost Decade for Global Economy | W Bond Funds Aren’t as Safe as You Think. What to Know. | BR Rising Rates Take Some Shine Off Private Markets | W Commodities & currencies Oil: OPEC+ just made the Fed’s job more complicated. Here’s what they did | C Oil prices surge after OPEC’s surprise cut, analysts warn of $100 per barrel | C Why U.S. natural gas output keeps rising as prices sink | R Exclusive: Russia shifts to Dubai benchmark in Indian oil deal – sources | R Gold prices pare losses on rate hike bets after OPEC+ cut | R China’s Yuan Is Globalizing. But Only Washington Can Dethrone the Dollar. | BR Banks Barney Frank: Signature Bank Didn’t Need a U.S. Takeover. Regulators Disagreed. | BR For Regional Banks, Does More Debt Mean Fewer Problems? | W 15 Banks With Big Exposure to Commercial Real Estate Are Managing Risks Well | BR Janet Yellen Blames Everybody Else for the Financial Panic | W US Trump indictment pulls DeSantis-leaning Republicans back to MAGA fold  | R Sunbelt Cities Nashville and Austin Are Nation’s Hottest Job Markets | W Geopolitics & trade Chinese spy balloon gathered intelligence from sensitive U.S. military sites, despite U.S. efforts to block it | C Europeans Weigh Confronting Russia at U.N. Over Evan Gershkovich Case | W China urges Japan not to back U.S. chip export restrictions | C TikTok Won’t Be the Last Chinese Firm Targeted. Where the Next Fronts Might Be. | BR How TikTok Could Get Banned | BR Gen Z Is Angry About a Possible TikTok Ban | BR Industries & companies Autos: Tesla Reports Uptick in Vehicle Deliveries After Price Cuts | W Pharma: Wegovy, Ozempic or Mounjaro? Drugs could remake weight loss industry | C Real Estate: Will the Housing Market Crash? Expect a Slow Rebound, Our Roundtable Pros Say. | BR Retail: That Style, Again? How Shopping Got So Boring | W Theme Parks: How to plan a trip to Disney World: It’s complicated, say some fans | C   Corporate finance Banking Turmoil Could Put M&A Back on Ice | BR   Technology Artificial Intelligence Is Teaching Us New, Surprising Things About the Human Mind | W

April 01 (Saturday) Latest Morning Briefing Executive Summary: Financials, Semis & The Fountain Of Youth Financial companies have had it rough lately, but those involved in the capital markets should benefit from easy y/y comparisons this year. Jackie recaps takeaways from Jeffries’ fiscal Q1 earnings, as the early reporter may be a bellwether for the industry, as well as industrywide data and analysts’ expectations for the S&P 500 Investment Banking & Brokerage industry. … Also: The semiconductor industry downturn may finally be ending, says Micron Technology’s CEO. But semiconductor investors are already focused on 2024’s better growth prospects. … And in our disruptive technologies spotlight: a breakthrough in anti-aging science. (subscribers’ link) YRI Daily Markets Overview Replay of Dr. Ed’s webinar on March 27. Markets How the S&P 500 is Dominated By Apple and Microsoft | NYT Bearish Sentiment on Stocks Is Best Thing Market Rally Has Going for It | B Investors Seek Safety in Tech Stocks, Money-Market Funds | W Banks Too Small to Survive? | City Journal How post-2008 bank rules led to a 2023 problem | R US bank deposit outflows decelerated in second week after SVB collapse | R It’s the U.S., not Europe’s banking system that’s a concern, top economists say | C   Central banks Fed inflation gauge February 2023: Core PCE up 0.3%, less than expected | C Italian minister warns ECB of risk from higher interest rates | R   US Consumer Spending Growth Slowed and Core Inflation Eased in February | W Zombies Are Back! Here’s Why That’s Economic Trouble: QuickTake | B Donald Trump Prepares to Surrender Following Hush-Money Indictment in New York | W Donald Trump has been indicted: What happens now? | R Biden’s $42.5 Billion Broadband-Expansion Plan Is Challenged by Lawmakers | W Sunbelt Cities Nashville and Austin Are Nation’s Hottest Job Markets | W Europe Eurozone Core Inflation Hits Record High | W Young French Protesters Worry About Their Parents’ Retirement, Not Their Own | W China China’s Consumers Extend Economic Rebound From Pandemic | W India Exclusive: India regulator probing some Adani offshore deals for possible rule violations-sources | R Geopolitics & trade Food Prices and Crisis Update for 2023: Russia Grain Traders | B Industries & companies Autos: New EV Rules Mean Fewer Models Eligible for Tax Credit | W Corporate finance Elon Musk Revives Old Banking Dream in Pursuing $250 Billion Twitter Valuation | W Technology The Contradictions of Sam Altman, the AI Crusader Behind ChatGPT | W Italy curbs ChatGPT, starts probe over privacy concerns | C Beyond markets This Is the Beginning of the Fourth Revolution of Work | The Atlantic

March 31 (Friday) Latest Morning Briefing Executive Summary: Financials, Semis & The Fountain Of Youth Financial companies have had it rough lately, but those involved in the capital markets should benefit from easy y/y comparisons this year. Jackie recaps takeaways from Jeffries’ fiscal Q1 earnings, as the early reporter may be a bellwether for the industry, as well as industrywide data and analysts’ expectations for the S&P 500 Investment Banking & Brokerage industry. … Also: The semiconductor industry downturn may finally be ending, says Micron Technology’s CEO. But semiconductor investors are already focused on 2024’s better growth prospects. … And in our disruptive technologies spotlight: a breakthrough in anti-aging science. (subscribers’ link) YRI Daily Markets Overview Replay of Dr. Ed’s webinar on March 27. Markets Explainer: How a massive options trade by a JP Morgan fund can move markets | R House Passes GOP Energy Agenda Boosting Oil and Gas Production | W US I Jobless claims edge up to 198,000, higher than expected | C Low Jobless Claims Show Labor Market Shrugs Off Economy’s Clouds | W The Class of 2023 Faces a Jittery Job Market: ‘The World Seems to Have Flipped on Its Head.’ | W More home sellers are sitting out of the spring housing market | C US II Janet Yellen Says Bank Rules Might Have Become Too Loose | W Joe Biden calls for bank regulations after Silicon Valley Bank failure | C Is Biden, like past presidents, unleashing the IRS on his enemies | P Donald Trump indicted in hush money payment case | C Exodus From America’s Big Cities Slowed Last Year | W Geopolitics & trade China calls US debt trap accusation ‘irresponsible’ | R Exclusive: Germans shun deposits abroad on fear of new crisis | R Industries & companies Autos: Ford hikes F-150 Lightning prices, resumes production | C Financials: Small Banks Are Losing to Big Banks. Their Customers Are About to Feel It. | W Technology Apple Wants to Solve One of Music’s Biggest Problems | W   Beyond markets How ChatGPT and Bard Performed as My Executive Assistants | N Influencer courses like Miss Excel and Damon Dominique’s can teach you what college can’t | Vox

March 30 (Thursday) Latest Morning Briefing Executive Summary: Financials, Semis & The Fountain Of Youth Financial companies have had it rough lately, but those involved in the capital markets should benefit from easy y/y comparisons this year. Jackie recaps takeaways from Jeffries’ fiscal Q1 earnings, as the early reporter may be a bellwether for the industry, as well as industrywide data and analysts’ expectations for the S&P 500 Investment Banking & Brokerage industry. … Also: The semiconductor industry downturn may finally be ending, says Micron Technology’s CEO. But semiconductor investors are already focused on 2024’s better growth prospects. … And in our disruptive technologies spotlight: a breakthrough in anti-aging science. (subscribers’ link) YRI Daily Markets Overview Replay of Dr. Ed’s webinar on March 27. Markets Ed Yardeni says the S&P 500 can rally by double digits to end the year at 4,600 | C Banks Will Bank Turmoil Tank the Economy? | N A Rapid-Finance World Must Ready for a Slow-Motion Banking Crisis | W White House to Call for New Midsize Bank Rules After SVB, Signature Failures | W SVB hearing: House lawmakers tear into top bank regulators in second hearing this week on collapse | C Who Is Sergio Ermotti? The Banker Tasked With Saving Swiss Banking | W US US mortgage refinancings hit 6-month high on rates drop, MBA says | R Donald Trump is back on social media, and now what happens? | C Trump grand jury in New York expected to take month off | C Geopolitics & trade Taiwan’s President Lands in the U.S. Amid Threats From China | W U.S. Pushes for Business Investment in Africa to Counter China’s Reach | W Industries & companies Airlines: JetBlue to trim New York flights because of FAA staffing shortages | C Media: Disney, Microsoft Say Meh to the Metaverse | W Media: Disney Lays Off More Than 300 Streaming-Focused Employees in China | W Media: Republican Senator Rand Paul opposes TikTok ban push in Congress | R Tech: Big Tech Companies Are Testing How Far They Can Slash Staff | Vanity Fair Tech: Apple announces WWDC 2023, new iOS expected | C   Technology Generative AI Is Already Changing White Collar Work As We Know It | W Generative AI Tools Use Custom Data to Power More Business Functions | W Climate We’re halfway to a tipping point for melting the Greenland Ice Sheet | C Beyond markets Exxon’s Climate Opponents Were Infiltrated by Massive Hacking-for-Hire Operation | W